Small finance banks advertise 7%+ savings rates — but the fine print is brutal: your first ₹1-3 lakh earns the same 2.5% as SBI. Here's the real comparison across SFBs, private, payments, and public banks, the marginal-tiering trap, the ₹5 lakh insurance limit, and where idle cash should actually go.
Banking"Free of cost" is only half true for an SBI Unnati / basic-savings debit card. The catch is the gap between free issuance and a recurring annual maintenance charge — and the fact that 'Unnati' has quietly vanished from SBI's live catalogue. Here is exactly what to check on your own card.
BankingNot every 'zero-balance' account is actually zero-balance — and the difference between a true zero-AMB account, a BSBDA, and a salary account can cost you a penalty you didn't expect. A reviews-style comparison of IDFC FIRST, Kotak 811, Fi (winding down), Jupiter, IPPB and SFBs — with the traps each one hides.
BankingI wanted one dashboard of every bank account, P2P investment, and bank charge — fetched by code. Here is what the Account Aggregator framework actually allows an individual to do, why there is no consumer API, and the only paths that work.
ToolsA comprehensive guide to lifetime free credit cards in India for 2026 covering Amazon Pay ICICI, IDFC FIRST, Scapia Federal, and other no-annual-fee cards wi...
14 min CreditComplete guide to improving your CIBIL credit score in India. Learn practical steps, common mistakes, and strategies to reach 750+ score for better loan rates.
13 min Credit